Portugal’s 7.5% IMT for Non-Resident Buyers, Explained
The new flat rate since May 2026, the three exceptions that are most of the story, and how the refund works.
Clear guides to relocating, buying, renting, investing and settling in Portugal — written by Mia and Rafael from what we see on the ground, every week.
The new flat rate since May 2026, the three exceptions that are most of the story, and how the refund works.
Where foreign residents really cluster — Lisbon, Cascais, the Algarve, Porto, the Silver Coast and Madeira.
An even-handed look at climate, cost, healthcare, schools, transport and pace, with the real trade-offs.
How the SNS works for expats, the end of most user fees, S1 and EHIC, private cover, and what people actually pay.
British, American, IB, French and German curricula, the fees to expect, and how to choose.
What a fiscal number is, who needs one, and how to get it without flying over — not just for buyers.
Why you need one, the NIF-first rule, the documents banks ask for, and how to do it remotely.
How much you can borrow, the deposit to expect, 2026 rates, and how to finance from abroad.
What the October 2025 law change means: get your residence visa at the consulate before you travel.
The diligence questions that matter — eligibility, lock-up, fees, exits and US-investor reporting.
Your complete 2026 guide — process, costs, legal checks, and the mistakes to avoid.
Yes — and here’s exactly how the remote purchase process works, end to end.
The promissory contract that legally locks your purchase — everything foreign buyers need to check before signing.
The full cost picture: IMT, stamp duty, legal fees, FX, condominium, furnishing — with a worked €1,000,000 example.
What buyers need to know about AL licences and short-term rental restrictions in 2026.
Neither city is better across the board. A straight comparison for foreign property buyers — lifestyle, prices, climate, investment.
Cedofeita, Bonfim, Foz, Boavista, historic centre — a candid area-by-area guide matched to buyer type.
What most foreign buyers realise too late — and when independent representation genuinely changes the outcome.
10 mistakes we see most often — why they happen, and how the smallest decisions become the most expensive later.
A realistic timeline for foreign buyers, stage by stage — and what speeds things up or slows them down.
A clear-eyed comparison — where each makes sense, where buyers misjudge both, and the question to ask before deciding.
Who needs one, the fiscal-representative rule, what it costs, and how to get it remotely.
What a buyer-side advisor does, and how to evaluate one as a foreigner.