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MOL Portugal Journal

Moving to Portugal, the practical way

Clear guides to relocating, buying, renting, investing and settling in Portugal — written by Mia and Rafael from what we see on the ground, every week.

Money

Portugal’s 7.5% IMT for Non-Resident Buyers, Explained

The new flat rate since May 2026, the three exceptions that are most of the story, and how the refund works.

July 2026 · 10 min read
Living

Where Do Expats Actually Live in Portugal?

Where foreign residents really cluster — Lisbon, Cascais, the Algarve, Porto, the Silver Coast and Madeira.

June 2026 · 11 min read
City Guides

Lisbon vs Porto vs the Algarve: Quality of Life Compared

An even-handed look at climate, cost, healthcare, schools, transport and pace, with the real trade-offs.

June 2026 · 12 min read
Living

Healthcare in Portugal: SNS, Private & What Expats Pay

How the SNS works for expats, the end of most user fees, S1 and EHIC, private cover, and what people actually pay.

June 2026 · 11 min read
Family

International Schools Around Lisbon, Cascais & Sintra

British, American, IB, French and German curricula, the fees to expect, and how to choose.

June 2026 · 12 min read
Settling

What a NIF Is, Who Needs One, and How to Get One

What a fiscal number is, who needs one, and how to get it without flying over — not just for buyers.

June 2026 · 9 min read
Money

Opening a Portuguese Bank Account as a Non-Resident

Why you need one, the NIF-first rule, the documents banks ask for, and how to do it remotely.

June 2026 · 10 min read
Money

Mortgages in Portugal for Non-Residents

How much you can borrow, the deposit to expect, 2026 rates, and how to finance from abroad.

June 2026 · 10 min read
Visas & Residency

Can Brazilians Still Move to Portugal Through CPLP?

What the October 2025 law change means: get your residence visa at the consulate before you travel.

June 2026 · 9 min read
Investment

Questions to Ask Before Choosing a Golden Visa Fund

The diligence questions that matter — eligibility, lock-up, fees, exits and US-investor reporting.

June 2026 · 17 min read
Buying

Buying Property in Portugal as a Foreigner

Your complete 2026 guide — process, costs, legal checks, and the mistakes to avoid.

April 2026 · 11 min read
Buying

Can Foreigners Buy Property in Portugal Remotely?

Yes — and here’s exactly how the remote purchase process works, end to end.

April 2026 · 11 min read
Buying

What Is CPCV in Portugal? A Simple Guide for Foreign Buyers (2026)

The promissory contract that legally locks your purchase — everything foreign buyers need to check before signing.

April 2026 · 11 min read
Buying

Hidden Costs of Buying Property in Portugal (2026)

The full cost picture: IMT, stamp duty, legal fees, FX, condominium, furnishing — with a worked €1,000,000 example.

April 2026 · 11 min read
Investment

Can You Airbnb Any Property in Portugal?

What buyers need to know about AL licences and short-term rental restrictions in 2026.

April 2026 · 11 min read
City Guides

Lisbon vs Porto: Which City Makes More Sense?

Neither city is better across the board. A straight comparison for foreign property buyers — lifestyle, prices, climate, investment.

April 2026 · 11 min read
City Guides

Where to Buy in Porto: Best Areas for Property Buyers

Cedofeita, Bonfim, Foz, Boavista, historic centre — a candid area-by-area guide matched to buyer type.

April 2026 · 12 min read
Buying

Why Use a Buyer’s Agent in Portugal?

What most foreign buyers realise too late — and when independent representation genuinely changes the outcome.

April 2026 · 11 min read
Buying

Common Mistakes Foreign Buyers Make in Portugal

10 mistakes we see most often — why they happen, and how the smallest decisions become the most expensive later.

April 2026 · 12 min read
Buying

How Long Does It Take to Buy Property in Portugal?

A realistic timeline for foreign buyers, stage by stage — and what speeds things up or slows them down.

April 2026 · 9 min read
Buying

New Build or Resale Property in Portugal?

A clear-eyed comparison — where each makes sense, where buyers misjudge both, and the question to ask before deciding.

April 2026 · 11 min read
Buying

How to Get a NIF in Portugal: A Guide for Foreign Buyers

Who needs one, the fiscal-representative rule, what it costs, and how to get it remotely.

May 2026 · 10 min read
Buying

Independent Buyer’s Agent in Portugal for Foreigners: How to Choose One

What a buyer-side advisor does, and how to evaluate one as a foreigner.

May 2026 · 15 min read