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The D7 visa

The D7 visa: living in Portugal on your own income.

The D7 is Portugal's passive-income visa. It's for non-EU citizens who can show steady income from outside Portugal — a pension, rental income, dividends, royalties — of at least €920 a month (2026). No investment required. It gives you residency, and over time, a path to permanent residency and citizenship.

The D7 fits you if…

  • You have a steady pension, rental income, dividends, or other regular income from outside Portugal
  • You want to live in Portugal — not just hold residency from afar
  • You'd rather not make a large investment to get residency
  • You're a retiree, or financially independent, and ready to settle

It's probably not your route if…

  • Your main income is remote work or an employer — the D8 (digital nomad) visa usually fits better
  • You're starting or running a business — look at the D2 visa
  • You want residency without living here — that points toward the Golden Visa

What you need to qualify

The heart of the D7 is stable, passive income from outside Portugal. The minimum is tied to the Portuguese minimum wage, so it moves a little each year. For 2026, the benchmark for a single applicant is €920 per month — about €11,040 a year. You add a percentage for family members:

WhoMinimum income (2026)
Main applicant€920 / mo
+ Spouse or second adult (+50%)€460 / mo
+ Each dependent child (+30%)€276 / mo

Alongside the income, you'll generally need:

  • Savings in a Portuguese bank account — roughly twelve months of income (about €11,040 for a single applicant).
  • Somewhere to live in Portugal — a rental contract or a property you own. There's no minimum value.
  • A Portuguese tax number (NIF) and a Portuguese bank account.
  • Health insurance covering you in Portugal, a valid passport, and a clean criminal record.
No minimum property value Savings ≈ 12 months’ income No investment required Permanent residency at 5 years

How it works

From application to your residence card

1

The entry visa

You apply at the Portuguese consulate for your country. It allows entry to Portugal to collect your residence permit, and is typically valid around four months.

2

Your residence permit

Once in Portugal, you attend AIMA to receive your residence permit — issued for two years, then renewable.

3

Renewals & living here

You renew while you keep meeting the requirements. Most people are building a life here by this point.

4

Permanent residency & citizenship

Permanent residency is reachable at five years; citizenship follows the current nationality timeline.

Mia, MOL Portugal co-founder

Worth knowing

You now apply at the consulate before you travel

Since the October 2025 law change, the D7 starts at the Portuguese consulate that serves where you live — you can no longer arrive as a tourist and regularise from inside Portugal. Plan the application before you move, not after.

Rafael, MOL Portugal co-founder

Good to know

Your income is checked at appointment time

The threshold is assessed against the minimum wage in force when you attend your appointment — not when you start preparing. So plan around current figures, and a little above the minimum makes for a stronger file.

Mia, MOL Portugal co-founder

Worth knowing

Proof of accommodation is required before approval

You’ll need to show somewhere to live in Portugal — a registered lease or a property deed — both at the consulate and again at AIMA. It’s where many files stumble, and it’s the part we arrange for you before you arrive.

📅

Last reviewed June 2026. The D7 income threshold moves with Portugal's minimum wage, and the rules change from time to time. We keep this page current — figures here are for 2026.

Portugal Compass

Not sure this is your route?

Six quick questions and your route appears on screen — D7, D8, D2, EU, CPLP or buying — with the groundwork that follows. Free, no pressure.

When you want it made personal

The requirements are the same for everyone. Your situation isn't.

Whether the D7 is genuinely your best route — given your income mix, your family, and your timeline — is the conversation. That's what we map, with you, in the Portugal Path Session.

Book your Path Session